10 Best Money Making Apps of 2023

top 10 money making apps

With the advancements of technology, money making has never been accessible. In 2023, we can witness countless opportunities to earn extra cash right from the palm of your hands. The expert team of TechnBrains has conducted a detailed review of the best money making apps in 2023. These apps are sure to be a great way to supplement income and earn some fast cash in no time.

Let us look at these 10 best money making apps of 2023 offer innovative ways to boost your earnings. Without further ado, let’s get into it.

What are the best money making apps?

The top 10 best money making apps in 2023 are:

  1. Swagbucks
  2. Rakuten
  3. Acorns
  4. Ibotta
  5. Fiver
  6. Upwork
  7. Survey junkie
  8. Uber
  9. OfferUp
  10. DoorDash

Now let us discuss each of them in detail below:

1. Swagbucks

swagbucks - money making app

Swagbucks is a website and cash rewards app rewards its members with cash for completing online tasks like filling out surveys, playing games, and more. You can join free, and earn Swagbucks points by completing simple tasks and redeeming them for gift cards or cash via your PayPal account. By using the Swagbucks search engine for your daily web browsing, you can earn points almost effortlessly.

Earning Potential: $$

How to earn money with Swagbucks?

With Swagbucks, you can earn points known as “SB” in many ways. Some of these include shopping online, completing surveys, watching videos, playing games, and finishing other tasks. You will receive a different amount of points for each task, and there are over 1,500 retailers to choose from. Surveys usually earn you around 40 to 200 SB points. Once you have earned enough points, you can redeem them for gift cards or cash back via PayPal. The minimum balance required for redemption depends on your payout option, but some gift cards start at just 110 SB.

Payment of Swagbucks

You have the option of redeeming your SB for an e-gift card, PayPal, or Bitcoin through the new Cryptovoucher Gift Card options.

Pros 

  • Swagbucks is 100% Free to Join for Android and iOS users
  • Easy cash out via PayPal or Amazon Gift Cards
  • Payments arrive within 10 business days
  • When you join, you can receive a $10 bonus with a qualifying purchase of $25.

Cons

  • Low payouts
  • SB is worth a cent, so you will have to invest a lot of time 
  • Qualifying for each task is not as easy as it seems.

2. Rakuten

rakuten - get cash back

Rakuten is the best money making app for cashback rewards. With Rakuten you can actually make money while shopping. This website offers a free service that rewards you with a portion of the purchase price. Rakuten collaborates with over 2,500 retailers like Amazon, Target, Sephora, and Nordstrom. You can easily find your favorite stores or browse through their categories, which include toys and beauty products, and take advantage of special deals.

Earning Potential: $$

How to earn money with Rakuten?

Earn cash back on purchases from popular retailers, restaurants, and food delivery services with Rakuten (previously called Ebates). You can also get cash back for travel, gift cards, and more. It is simple to start: create an account, select the store you want to shop at using the app, and complete your transaction through the portal. You can even earn cash back in-store by linking your credit or debit card to your Rakuten account, as long as you activate the deal through the app first. Once the retailer confirms your purchase, Rakuten will credit the cash back to your account, which can take a few hours to several days. 

Payment Method of Rakuten

PayPal or Big Fat Check.

Pros 

  • Earn a $10 welcome bonus for your first qualified purchase. 
  • You can also earn sign-up and referral bonuses. 
  • Donate a portion of your earnings to nonprofit partners.

Cons

  • Cashback rates can be as low as 1%. 
  • Some users have reported experiencing issues with the app freezing. 
  • Payouts are made every three months.

3. Acorns

acorns - money making app

Acorns offers an easy mobile app that rounds up your purchases to the nearest dollar and invests the extra cash into ETFs. It is a simple and effective way to build an investment portfolio, as small amounts of money can accumulate over time. This strategy is particularly popular among millennials, as it allows for hands-off investing. You can also add more funds to the app for investment purposes. Best of all, you can try it risk-free and receive a $5 sign-up bonus.

Earning Potential: $$$

How to earn money with Acorns?

To earn rewards, browse through the offers in the Earn section of the app and make purchases. In addition, using a card linked to Acorns can automatically earn you some “Simply Spend” rewards. You may also earn rewards by installing the Earn Chrome and iOS Safari Browser Extensions and shopping online.

Payment of Acorns

PayPal Wallet

Pros 

  • It is 100% free for college students
  • Streamlines your savings and investing
  • Low expense ratios when you invest in EFTs

Cons

  • Flat fees can be burdensome for accounts with low balances. 
  • It may seem counterintuitive, but sometimes you have to spend money to save money.
  • Unfortunately, there may also be limited investment options available in these situations.

4. Ibotta

ibotta

The Ibotta app offers a convenient way to earn cash back on your regular purchases, whether online or in-store. With over 300 participating retailers, you can earn cashback on groceries, mall purchases, and even Amazon shopping. Best of all, the Ibotta app is completely free to use. It has many satisfied users, due to consistent rewards with cash back on their everyday purchases. 

Earning Potential: $$

How to earn money with Ibotta?

Earn cash back on in-store and online purchases from over 2,000 supported retailers with Ibotta. Initially designed for groceries, it now covers clothing, entertainment, dining out, pet supplies, and other categories. You may come across offers that are specific to a product or retailer, and some will be applied automatically. However, for others, you may need to complete additional tasks, such as watching a video or taking a poll.

Payment of Ibotta

You can get payments directly to your bank account, Gift Card or PayPal.

Pros 

  • Quick cash backs on in-store purchases within 24 hours.
  • Welcome bonus to new users
  • Referral bonus

Cons

  • Your location is tracked when you are in-store
  • Lack of customer support

5. Fiverr

fiverr

Fiverr is a platform that connects freelancers to job opportunities in over 200 different fields, including SEO, writing, graphic design, and virtual assisting. To get started, simply create a free account and build a detailed profile highlighting your skills, services, and rates.

Earning Potential: $$$$

How to earn money with Fiverr?

Buyers can easily discover your profile on the site and hire you for projects. Once the job is completed, you will receive payment. You can choose to receive payment via direct deposit, PayPal, or a Fiverr pre-paid card.

As you continue to make successful sales, you can advance to higher levels within the platform. As a top-rated seller, you will receive increased visibility for your postings and priority customer support.

Offering your services as a freelancer on Fiverr can be a highly profitable venture. Compared to other options such as taking online surveys or making deliveries, Fiverr has the potential to launch your career and significantly increase your earnings.

Payment of Fiverr

You can withdraw your earnings from Fiverr through PayPal, direct bank transfer, or by transferring it to a Fiverr Revenue Card (which is a prepaid card).

Pros 

  • Fiverr has a lot of potential for high earnings.
  • It does not require you to bid on projects. 
  • You can offer a wide variety of services and set your own rates

Cons

  • After completing an order, there is a standard waiting period of 14 days before you can withdraw the money.
  • Sellers are charged a commission of 20%. 
  • It can be difficult to land your first gigs.

6. Upwork

upwork

Upwork is a top-notch money making app, whether you are looking for a side hustle or building a full-time freelance business. Its streamlined communication and user-friendly interface make it easy to use, and the potential for earning more over time is a definite bonus.

Earning Potential: $$$$

How to earn money with Upwork?

If you are not comfortable pitching directly to companies, UpWork is a great marketplace to find and hire freelancers. Since its launch in 2015, it has become the largest and most popular site of its kind. One of the benefits of using UpWork is that you will not have to worry about scams or chasing payments. UpWork handles these concerns for you, although they do charge a fee for their services.

Payment Method of UpWork

You can receive payment through various methods on Upwork, including direct deposit to your U.S. Bank account, wire transfer, Instant Pay, PayPal, and Payoneer.

Pros 

  • Larger projects with lower fees over time
  • Simple profile set-up to find work in over 1,600 skills. 
  • Attract new clients based on your reviews, total earnings, and score. 
  • Great customer support throughout the process.

Cons

  • The service fee charged to clients varies between 5% and 20%, depending on their total earnings.
  • After the billing period ends, the payment is delivered 10 days later.
  • Clients have the option to browse and choose from lower rates, which are easily accessible.

7. Survey junkie

survey junkie - make money with surveys

Survey junkie is the best money making app for surveys. Complete surveys in less than 30 minutes on Survey Junkie by answering demographic questions and receive instant payment through gift cards or PayPal.

Earning Potential: $$

How to earn money with Survey junkie?

What’s interesting about Survey Junkie is that it’s owned by DISQ, a reputable data analytics platform that provides market research data to major brands. This means that the surveys you take are part of a larger effort to gather information for companies.

There are two ways to participate in Survey Junkie’s research: SJ Opinion and SJ Pulse. With SJ Opinion, you take surveys and earn points that can be redeemed for rewards. With SJ Pulse, you give Survey Junkie access to your browser history, content engagement, ads, and shopping activity for extra rewards.

When you earn enough points, you can redeem them for e-gift cards to popular retailers or cash out with PayPal payments. It’s a great way to earn a little extra cash or rewards in your spare time.

Payment of Survey junkie

With Survey Junkie, you have multiple options for receiving your payment. You can choose to cash out through PayPal or bank transfer, or opt for an e-gift card to popular stores such as Amazon, Target, Walmart, Sephora, Starbucks, and more.

Pros 

  • You can sign up for free and get bonus points for doing so. 
  • This platform is user-friendly 
  • Provides extra points for sharing your online activity.

Cons

  • Lower payouts and limited survey options. 
  • Confirming your identity before taking surveys can be frustrating at times. 
  • Invitations to surveys that are no longer available. 

8. Uber

uber - money making app

Uber is the best money making app for car owners. If you have a car and free time, you can easily sign up at Uber and start earning right away. You can earn money on your own schedule by driving and delivering whenever you choose. Plus, you have the option to cash out your earnings up to five times per day.

Earning Potential: $$$

How to earn money with Uber?

The app can be used for various purposes, ranging from occasional side jobs to full-time business, with the flexibility of setting your own schedule.

As a driver, the Uber app allows you to either accept ride requests or to make UberEats deliveries, with the option to receive instant payments up to 5 times per day.

Your earnings are dependent on several factors, including the number of rides taken, the distance and duration of each ride, tips received, and whether or not you accept ride requests during peak hours. It is recommended to reside in a major city with consistent traffic flow for optimal results.

Payment Method of Uber

Cash it out from your bank account.

Pros 

  • Create your own schedule. 
  • It also enables you to provide food delivery or transportation services to passengers. 
  • You can view reviews from both drivers and passengers. 

Cons

  • You will need a 4-door car that is no more than 15 years old. 
  • Certain model year requirements may prevent you from participating.
  • As a driver, you will be required to pay a service fee, which varies based on factors such as cost and time.

9. OfferUp

offerup - buy and sell

OfferUp offers a modern take on the Craigslist concept by providing an online marketplace for anyone to sell new or used items. It is the best money making app for selling old and new products.

Earning Potential: $$$

How to earn money with OfferUp?

OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping anywhere within the United States except for Alaska, Arkansas and Hawaii. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you’ll ship to or arrange a meeting with the buyer.

Payment of OfferUp

If you’re selling something in your local area, OfferUp suggests that you accept cash from the buyer instead of checks, cashier’s checks or payments through other apps. For items that need to be shipped, you can arrange for deposits to be made directly into your debit card or bank account.

Pros 

  • You can directly message potential buyers within the app.
  • Uploading an image and selling it is easy.
  • You can set either a firm price or an asking price with room for negotiation.
  • You can receive cash payment for local transactions or ship products nationwide.

Cons

  • Being responsible for delivery if shipping is not selected.
  • Search results appearing to favor Promote Plus members and promoted items 
  • A fee of 12.9% (or a minimum fee of $1.99) for shipping an item.

10. DoorDash

DoorDash

Doordash is a platform that utilizes your car and free time for food delivery. It is a well-known rival of apps like Uber, and currently holds the top spot in the food delivery app market.

Earning Potential: $$$

How to earn money with DoorDash?

Order food from nearby restaurants and stores with DoorDash. They set a minimum payment for each order, ranging from $2-$10 dependent on factors like distance and time. Before accepting an order, you will see the base pay, which can increase during peak times or if you create Challenge bonuses in the app. You will also receive 100% of your tips. If Caviar operates in your area, you can accept orders for it via the DoorDash app since they recently acquired the company.

Payment of DoorDash

You can earn money by DoorDash by using various options. Credit or Debit Card, Apple Pay, PayPal, Venmo, and DoorDash Credits.

Pros 

  • Flexible scheduling options and the possibility of scheduled shifts. 
  • During busy times, you can get Peak Pay 
  • Generous tipping to show appreciation for your service.

Cons

  • Instant payments incur a charge of $1.99. 
  • Shift availability may be limited, particularly in rural locations.

How TechnBrains Can Develop a Profitable Money-Making App for You

TechnBrains the leading app development company can help turn your app idea into a lucrative reality. With their expertise and experience, we offer a comprehensive approach to developing money making apps that stand out in the competitive market and maximize revenue potential.

  • At the core of every successful app is a clear vision. We take the time to understand your unique app concept and its intended purpose. 
  • We excel in market research and analysis, a crucial step in creating money making apps. Our team of experts conduct a thorough examination of the app market, identifying trends, user preferences, and competitor offerings
  • TechnBrains provides a successful app that only looks great but also offers a seamless user experience. 
  • TechnBrains identifies the most suitable monetization model for your app. The goal is to strike a balance between generating revenue and providing value to users.
  • Rigorous testing and quality assurance processes are in place to detect and rectify any issues before launch. 
  • We have a well-executed app launch that is vital for gaining traction in the market. 

TechnBrains is the ideal partner to develop profitable money making apps. With our expertise and dedication, we maximize your app’s potential for revenue generation and overall success in the competitive app market.

FAQs

What Is a Money-Making App? 

A money making app is a mobile application designed to help users generate income through various activities, such as completing tasks, participating in surveys, offering services, or engaging in other revenue-generating actions. These apps provide a platform for individuals to earn extra money, often by leveraging their skills, time, or participation.

Which App Is Best for Earning Money? 

The choice of the best money-making app depends on your preferences, skills, and goals. Several popular options are available, including survey apps like Survey Junkie, freelancing platforms like Upwork, cashback apps like Rakuten, and delivery apps like UberEats. It’s essential to explore different apps and choose the one that aligns with your strengths and interests.

Are There Any Apps That Actually Pay Money? 

Yes, there are numerous apps that genuinely pay money to users for their participation, efforts, or services. These apps operate on various monetization models, such as rewarding users with cash, gift cards, or other incentives.

How Can I Make Easy Money with Apps? 

While making money through apps is achievable, it’s essential to approach it realistically. Some apps offer relatively straightforward ways to earn, such as taking surveys, completing simple tasks, or providing small services. However, the concept of “easy” money should be balanced with the effort you invest and the potential returns.

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